Diagnostic and specialist access insurance (DSAI) is a product that takes an insured employee off a medical waitlist, and in a fraction of the usual time gives them access to a diagnostic scan or puts them in the office of a specialist. DSAI takes weeks off of the usual wait for diagnostic services or specialist consultations.

DSAI is affordable. Single premiums start out at approximately 50 cents per day, and are completely eligible for roll-in to a Private Health Services Plan (PHSP).

DSAI is a unique way to supplement an existing benefits plan. See employee absenteeism reduced, as employees are given the ability to address stress-provoking health issues in a drastically reduced length of time, resulting in overall increased productivity and employee contentment.

DSAI does not replace or affect current health care coverage; it merely offers insured persons a faster route of accessing needed diagnostic and specialist services in Canada.

Diagnostic and Specialist Access Insurance Features

  • No medical exams or proof of insurability required
  • No deductibles or co-payments necessary
  • Mandatory participation: 100% of eligible employees
  • Employees eligible up to age 74
  • Maximum lifetime benefit of $1-million USD
  • Premiums are family affordable, payable in Canadian funds
  • Payments are made directly to the insurance provider; no out of pocket expenses for the insured
  • Approved travel expenses included in coverage
  • Covers pre-existing conditions following 24 consecutive months of policy enrollment


DSAI provides expedited access (within 21 days) to specialist services in the following medical fields:

  • Cardiology
  • Ear, nose and throat
  • Ophthalmology
  • Orthopaedic
  • Gastroenterology
  • Rheumatology
  • General surgery
  • Spine team
  • Neurology
  • Urology